Car Title Loans

How Title Loans Work

Car title loans, also known as auto title loans, or pink slip loans, use the title of your vehicle as collateral for the loan. This means bad credit is OK because the money we loan out, as with any other kind of collateral loan, is determined by the value of your car, truck or van and not your credit history. When you decide to take out a car title loan with us, you place A Car Title Loan as a “lien holder” on your title, which means we hold on to your title until you finish paying down your loan. We have loan terms from 24 to 36 months but with no pre-payment penalties, you can always pay us back as early as you like, with no extra fees or unpaid interest added on! Once you’ve paid back your loan, we return the title of your car back to you.

If you live in California, your car should be worth at least $4,000 to qualify, while New Mexico and Arizona residents can apply with a car worth $2,000 or more. The amounts we can loan out varies depending on your state, with California residents able to receive loans starting at $2,600 and going up to $50,000, while Arizona and New Mexico residents receive amounts at a minimum of $1,000.

A Step-By-Step Guide to Our Title Loans:

To secure a title loan with us, simply follow these three simple steps:

1. Fill out an Application

Our application can be completed in under a minute! For your convenience, we have 3 different ways you can apply:

2. Prepare Your Documents

After you complete and submit your application we suggest having these documents handy. Having these documents prepared will help us get you your funds even quicker:
  • Vehicle’s title (pink slip)
  • Proof of insurance coverage
  • Driver’s License
  • Proof of residency (utility bill)
  • Proof on monthly income
  • List of 6 references, 1 being a family member)

3. Pick Up Your Money!

Depending on how quickly we can work with you to submit your documentation, you can pick up your check within the hour! Remember, we’re not here to monitor your spending. Feel free to spend your funds as you need!

Contact Us Today

Still have questions regarding our car title loans? Check out our FAQ! Our customer service team is also standing by, eager to help you through the title loan process. Call us today at (855) 779-8783.